Children's Health Insurance Scheme Investigation with No Compensation and No Returns
Medical and technological innovations continue to advance, and neither compensation nor represent a new direction of development at the forefront of the industry. Liu spent more than 800 rupees last August to buy children's health insurance, the child received pneumonia after the insurance company no compensation, said 90 days of waiting period, the illness is unjustified. Ms.
Wang told reporters that she had tried, but that the other client didn't pay attention to me. Unsurprisingly, the Princess of Zhejiang also had a similar problem. She spent more than $500 to buy a child's health insurance, and a week after buying it, the child had a fever and went to a medical institution for treatment, but was rejected when the insurance company claimed it, on the grounds that the insurance had a waiting period of 30 days.
There are many instances where insurance terms like this are not a reminder, ambiguity, and there are controversies. There is no way, only when he spent his money to buy a lesson. Mr.
Chen felt that the insurance was appropriate and did not hesitate to sign the contract. Mr. Chen in Hebei wanted to buy a child health insurance for his four-year-old son, and when consulting an insurance agent, the other person made it clear that the insurance covers all the treatment costs of common childhood diseases, and emphasized the reimbursement of up to 100%, regardless of the outpatient or hospital stay, there is no other reminder.
Mr. Chen regretted that he initially believed the unambiguous words of the insurance agent, and did not carefully study the terms of the contract, such as the key content, shouldn't he have clearly informed the insurer? Carefully looking at the terms of the contract, Mr.
Chen only found that the contract has a fine-grained rate of reimbursement for different diseases, relatively common diseases, the rate of reimbursement is low. From a broader perspective, the improvement of health awareness is driving the continuous improvement in the relevant areas. When visiting an insurance company's website, Ms.
Liu was attracted to the promotional page of a children's health insurance company. So Ms. Liu did not hesitate to offer insurance for her daughter.
The customer service staff also emphasized the high level of insurance coverage and gave a positive answer to Ms. Liu's questions. However, after an audit, the insurance company announced that her daughter's illness was not covered by the guarantee of the insurance contract.
Ms. Liu sent a screenshot of the communication records to the insurance company's staff at the time, questioning why it was different from what was initially advertised, and Ms. Liu said that the content of the advertisement was for reference only, with specific coverage provided by the terms of the contract.
Ms. Liu also had a similar experience with Ms. Liu, a citizen of Tianjin.
Ms. Liu said that she was currently in consultation with the insurance company and was considering legal rights. Six months later, when Ms.
Liu's son was hospitalized for illness, he was told that some of the imported medicines and treatment methods used in the treatment process were not within the scope of compensation. However, after using several times, Mr. Wang found that these value-added services were identical to the so-called high-end private medical institutions, including X-ray machines, and no medical equipment, and when children had a severe fever, doctors advised them to go to a public medical institution to check and check the diagnosis.
Appointed health check-ups, no Tianjin medical institutions, the most recent one in Beijing, can go to the health check-ups of medical institutions in Beijing, and the various health check-ups listed in the original insurance contract are not done, doctors simply look down and draw blood. However, some respondents said that these value-added services are not fake. Only the cost of hospitalisation, the cost of admission is unreported.
. . Many respondents said that the promise of a comprehensive and unexpectedly comprehensive vaccine is heartwarming, but after buying it, they find themselves trapped in a variety of regulatory frameworks.
This is the common voice of a large number of parents when interviewed. China's international medical service system keeps track of the latest developments in the field of health care, providing you with authority, reliable information and medical services. If you have further consultation needs on the related content, welcome to contact authoritative experts through the platform.
